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  • Christopher Le

Understanding Social Security Dependent Benefits for Adults Over 18

In the realm of Social Security benefits, many individuals are familiar with the concept of dependent benefits for children. However, what happens when a potential beneficiary is over the age of 18? Can they still qualify for dependent benefits? Let's delve into this often misunderstood area of Social Security law.


Social Security Dependent Benefits Explained

Social Security dependent benefits are typically associated with children of retired, disabled, or deceased workers. These benefits provide financial support to help with the care and upbringing of children. Generally, dependent benefits end when the child turns 18 years old, or 19 if they are still in high school.


Benefits for Adults Over 18

The scenario changes when the individual in question is over the age of 18. While dependent benefits for children cease at this age, there are certain circumstances where adults can still receive benefits based on someone else's Social Security record. Here are a few key situations:


  1. Adult Disabled Child Benefits: If an individual becomes disabled before the age of 22 and remains disabled, they may be eligible for benefits as an adult disabled child. This provision recognizes that some disabilities may prevent an individual from becoming self-supporting.

  2. Full-Time Student Benefits: If a child is between 18 and 19 years old and a full-time student (no higher than grade 12), they may be eligible for benefits until they graduate or until two months after turning 19, whichever comes first. This provision acknowledges that young adults often remain financially dependent while pursuing their education.

  3. Dependent Benefits on Deceased Worker's Record: Surviving children who were dependent on a deceased worker may continue to receive benefits beyond age 18, provided they meet specific criteria regarding age, marital status, and dependency.


Applying for Adult Dependent Benefits

To apply for adult dependent benefits, certain documentation and evidence may be required, such as proof of disability, school attendance, or dependency on a deceased parent. The Social Security Administration (SSA) evaluates each case individually to determine eligibility.


Conclusion

Navigating Social Security laws can be complex, especially when seeking benefits for adults over 18. Understanding the specific criteria and provisions is crucial to determine eligibility and ensure you receive the benefits you are entitled to. If you believe you or someone you know may qualify for adult dependent benefits, consulting with a knowledgeable attorney specializing in Social Security law can provide clarity and guidance through the application process.


At Law Offices of Christopher Le, we specialize in assisting clients with Social Security benefits, ensuring they understand their rights and receive the support they deserve. Contact us today to schedule a consultation and let us help you navigate the complexities of Social Security law.



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