Why Your Actions Outside the Home Matter When Filing for Social Security Disability

When filing for disability benefits, many people focus on medical records, doctor’s notes, and application paperwork. However, what you do outside your home can significantly impact your claim. At the Law Offices of Christopher Le, we’ve seen how seemingly harmless activities can raise red flags with the Social Security Administration (SSA) or insurance companies. Here’s why caution is critical and how to protect your claim.

The SSA Evaluates Your Daily Activities

The SSA doesn’t just review medical evidence; they assess your ability to perform daily activities to determine if your disability prevents you from working. When you file for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), you’ll complete forms like the Function Report, which asks about your daily routine, hobbies, and physical capabilities.

If your actions outside the home—such as running errands, socializing, or engaging in physical tasks—contradict the limitations you report, the SSA may question your claim. For example, claiming severe mobility issues but regularly mowing the lawn, going to the grocery store, or attending sporting events could undermine your case. Even activities like going on vacations, attending family gatherings, or enjoying concerts can be misinterpreted as evidence of greater functional capacity than you’ve claimed.

Surveillance and Social Media Scrutiny

Insurance companies and sometimes the SSA may monitor claimants. Private insurers, especially for long-term disability policies, might hire investigators to observe your activities. A single video of you carrying heavy grocery bags, mowing the lawn, or enjoying a vacation could be used to argue that your disability isn’t as severe as claimed. For instance, a photo of you hiking during a family vacation or cheering at a sports event could be taken out of context to suggest you’re not disabled.

Social media is another pitfall. Posts showing you at a concert, family gathering, or even doing household chores like gardening can be misinterpreted. Even if you’re having a rare “good day,” a photo or video could misrepresent your overall condition. Adjust your privacy settings, avoid sharing details about your activities, and be mindful of what friends or family post about you.

How Everyday Activities Can Hurt Your Case

Certain activities, even if done sparingly, can raise doubts about your disability claim:

• Vacations: Going on a trip, especially if it involves physical activities like walking tours or beach outings, can suggest to the SSA or insurers that you have more stamina or mobility than reported.

• Household Chores: Tasks like mowing the lawn or carrying groceries may be seen as evidence of physical capability, especially if you’ve claimed limitations in lifting or standing.

• Sporting Events, Family Gatherings, or Concerts: Attending these events, particularly if they involve prolonged sitting, standing, or socializing, could be interpreted as inconsistent with claims of chronic pain, fatigue, or mental health issues.

  
  

This doesn’t mean you must avoid all activities—living within your limitations is important—but you must ensure your actions align with your reported symptoms to avoid misinterpretation.

Consistency Is Key

The SSA and insurers look for consistency between your reported symptoms, medical records, and observed behavior. If you tell your doctor you can’t stand for more than 10 minutes but are seen shopping for hours or attending a concert, it raises doubts. Similarly, a vacation photo showing you engaging in activities that seem beyond your stated limitations can jeopardize your claim. Be mindful that even one-off activities, like helping at a family gathering or mowing the lawn on a good day, could be misconstrued if observed or documented.

For example:

• If you have a back injury, avoid heavy lifting in public, such as carrying groceries or mowing the lawn, even on better days.

• If you have a mental health condition, attending high-energy events like concerts or large family gatherings might suggest higher social or cognitive functioning than claimed.

• If you claim fatigue, long outings like vacations or sporting events may be questioned unless medically supported.

  
  

How to Protect Your Disability Claim

1. Be Honest and Accurate: Report your limitations truthfully on forms and to your doctors. Exaggerating or downplaying symptoms can hurt your credibility.

2. Document Your Condition: Keep a journal of your symptoms, including how activities like chores or outings affect you. This can support your claim if questions arise.

3. Consult Your Doctor: Discuss what activities are safe and reasonable. Medical documentation of your limitations strengthens your case.

4. Limit Social Media: Avoid posting about vacations, household chores, or events like concerts or family gatherings during your claim process.

5. Work with an Experienced Attorney: A disability lawyer can guide you through the process, help you avoid pitfalls, and address any issues that arise.

   
   

Why Legal Guidance Matters

Navigating a disability claim is complex, and small missteps can lead to denials or delays. At the Law Offices of Christopher Le, our experienced attorneys understand the SSA’s evaluation process and how to present a strong case. We’ll help you avoid common mistakes, gather compelling evidence, and appeal denials if needed.

Your actions outside the home shouldn’t jeopardize your right to benefits. By being cautious and consistent, you can protect your claim and focus on your health. Contact the Law Offices of Christopher Le today for a free consultation to discuss your disability case and learn how we can help you succeed.

Disclaimer: This blog is for informational purposes only and does not constitute legal advice. Consult an attorney for personalized guidance.