How much Social Security Disability Income Will I Get?
How much will I receive monthly if I get Social Security Disability?
Social Security Disability Insurance (SSDI) provides financial assistance to individuals who are unable to work due to a disability. The amount of income you can receive from SSDI depends on your average lifetime earnings prior to becoming disabled.
To determine your SSDI benefit amount, the Social Security Administration (SSA) will look at your highest 35 years of earnings. Your average monthly earnings during those 35 years will be calculated, and a benefit formula will be applied to determine your monthly SSDI benefit.
As of 2023, the average SSDI benefit is around $1,483 per month, but the amount can vary widely depending on your earnings history. For example, if you have a higher lifetime earnings, your benefit will be higher. Similarly, if you have a lower lifetime earnings, your benefit will be lower.
It's important to note that the SSA uses a complex formula to calculate SSDI benefits, and there are other factors that can affect the amount you receive, such as your age at the time you become disabled and the date you became disabled.
If you are considering applying for SSDI, it's a good idea to consult with a Social Security disability attorney who can help you understand how your specific circumstances may affect your benefit amount.
It is also worth noting that in addition to SSDI, you may be eligible for other programs such as SSI which provides a supplement income to those with low income and assets.